What if you could offer employees a health insurance plan with:

• $500 Deductible
• Texas True Choice PPO Network access
• Prescription plan with co-pays
• $30 Doctor Visits
• Chiropractic and Dental Benefits
• $15,000 Life Insurance per

And have it cost less than $250* per employee?

Sounds too good to be true, but this type of plan is precisely what our new approach to employee benefits provides to small businesses throughout Texas.

Learn more by reviewing The Process or Request an assessment.

The Challenge of Traditional Approaches:

Offering employee benefit plans has become increasingly challenging and often cost prohibitive for small business owners.  Insurance premiums for small business have increased 129% since 2000.

The traditional process of requesting quotes and going with the lowest bidder simply does not work for most small businesses.  The time required to research and implement benefit plans is not available to the small business owner at the expense of managing their company.

Until now, the only alternatives were: offer no benefits or struggle with an ill-fitting benefit plan that stretches the financial tolerances of employer and employee alike. 

How a New Approach Can Help:

Insurance companies rarely design plans with the small business owner in mind, so the standard options can have limited value. Most agencies and brokers are left trying to make those solutions work for their small business customers.

I consider the full picture and integrate various options to create a custom benefit solution that works for you and your employees, while keeping in mind cost and time considerations. 

I represent only insurance and benefit companies that offer value and flexibility to the small business owner. 

Learn more by reviewing The Process or Request an assessment.

Businesses who benefit from the services...

• Currently offer no benefits due to high costs for employer and/or employee
• Currently offer only medical insurance, but are looking to enhance or improve benefits
• Are considering discontinuing aspects of benefit plan due to increase in costs
• Have not implemented major medical plans due to how employee group is structured
• Face challenges in attracting quality candidates and/or reducing turn-over
• Face challenges in enrolling and communicating employee benefit plans consistently
• Face challenges in maintaining plan compliance due to personnel or time limitations

*All rates are sample rates.  Actual rates are determined as a result of medical underwriting.  Your rates may actually be higher or lower depending upon factors such as age, group size and medical history.